New construction on Court Street, walkable to Main Street, the beach, and the harbor, with three residences from $639,000 to $995,000
THE DOUGLAS ADAMS EDITORIAL SERIES
Market Insight • Property Strategy • New Orleans & Mississippi
Updated November 2026
Quick Answer
124 Court is a new condominium building, completed in 2025, on Court Street in Old Town Bay St. Louis, Mississippi, about an hour's drive from New Orleans. Three residences are for sale, priced from $639,000 to $995,000, each with two balconies. The building has an elevator, a rooftop terrace, a fitness room, and on-site parking, sits in FEMA Flood Zone X, and has an active short-term rental program. Main Street, the beach, and the harbor are all within walking distance.
Why Are New Orleans Buyers Looking at Bay St. Louis?
Because it is close enough to use every weekend and far enough to feel like a change of scene. When Money named Bay St. Louis one of its Best Places to Live in 2024, it described the town as about an hour's drive from New Orleans.
The drive is no longer the only option. Since August 18, 2025, Amtrak's Mardi Gras Service has run twice daily between New Orleans and Mobile, with a stop in Bay St. Louis at 1928 Depot Way. For a New Orleans owner, that means a Friday evening arrival without I-10, and a Sunday return the same way.
What Is 124 Court?
124 Court is a condominium building completed in 2025 on Court Street, in the heart of Old Town Bay St. Louis. Owners have an elevator, a rooftop terrace, a fitness room, and on-site parking, and the city parking garage next door gives guests a place to park. Monthly assessments cover the building's insurance, grounds, management, and pest control, which is the kind of structure a part-time owner needs when the home sits empty between visits.
The address carries history with it. Court Street lies within the Old Bay St. Louis Historic District, listed on the National Register of Historic Places on July 8, 2010. The district's downtown centers on Beach Boulevard and Main Street and includes Court Street, which runs parallel to Main Street on its south side. On Main Street, the Hancock County Courthouse dates to 1910 and 1911. 124 Court gives buyers new construction inside that older town fabric.
What Are the Three Condos for Sale at 124 Court?
Residence 201: $825,000
2 bedrooms, 2.5 baths, 1,305 square feet. An owner resale on the front of the building, offered furnished, with two balconies facing the Bay. Monthly assessment: $695.
Residence 305: $639,000
2 bedrooms, 2.5 baths, 1,305 square feet. New and unfurnished, with two balconies. The lowest price of the three. Monthly assessment: $695.
Residence 402: $995,000
3 bedrooms, 3 baths, 1,433 square feet. New, on the top floor, with two balconies and Bay views. The only three-bedroom residence available. Monthly assessment: $760.
On a price-per-square-foot basis, Residence 305 comes in at about $490, Residence 201 at about $632, and Residence 402 at about $694. Prices and availability are as of November 2026 and may change.
What Is Daily Life Like in Old Town Bay St. Louis?
It is a place you can live on foot. From 124 Court, Main Street's shops and restaurants, the beach, and the harbor are all within walking distance, and golf carts share the streets with cars.
The Bay St. Louis Municipal Harbor was named one of the Top Ten harbors internationally by Marina.com, according to the Mississippi Gulf Coast National Heritage Area, and it is one of the only harbors on the Coast where boaters can tie up and walk straight into downtown. On the second Saturday of every month, the Art Walk brings live music, artists, merchants, and restaurants into Old Town.
If owning on the water is part of your longer plan, my article on permitting a private pier in Bay St. Louis covers what buyers and owners should know.
What Does Flood Zone X Mean for a Condo Buyer?
Zone X is FEMA's designation for areas with a low to moderate flood hazard. Because it sits outside the high-risk Special Flood Hazard Area, flood insurance is available but not federally mandated there. Low risk is not no risk, though. FEMA reports that more than 20% of National Flood Insurance Program claims come from properties in low or moderate risk areas.
Before you buy, ask your insurance agent to review the association's master policy and to quote coverage for your unit's interior and contents. Plan for that cost alongside the monthly assessment.
Can You Rent Out a Condo at 124 Court?
The building has an active short-term rental program, and the details are available to qualified buyers. If rental income matters to your plan, review the association documents and current city requirements before you count on it, and ask us for the program details early in your search so you can run your own numbers.
Which 124 Court Residence Fits Your Plans?
If you want to arrive on Friday with a weekend bag and nothing else, Residence 201 is furnished and faces the Bay.
If you want the lowest entry price and plan to furnish to your own taste, Residence 305 is new and offers the same 1,305-square-foot plan as 201.
If you host guests often or want the top floor, Residence 402 is the only three-bedroom of the three, with Bay views from both balconies.
Buyers who have been weighing a pied-a-terre in the French Quarter will recognize the same questions here: how often you will use it, what it costs to carry, and what the rental rules allow.
My Perspective
I have worked in New Orleans and on the Mississippi Gulf Coast for 15 years, and I am licensed in both Louisiana and Mississippi, so I see this decision from both sides of the Pearl River. When New Orleans clients ask about a place on the Coast, the conversation usually starts with the drive and ends with the carrying cost.
My years in traditional and mortgage banking taught me to look past the purchase price to what a home costs to own each month. At 124 Court, the assessment covers the building's insurance, grounds, management, and pest control, which makes the monthly number easier to plan around than a detached beach house where every repair is yours. Puddy Robinson and I represent all three residences and host open houses in the building, so we can walk you through each floor plan in person.
Frequently Asked Questions
How far is 124 Court from New Orleans?
Bay St. Louis is about an hour's drive from New Orleans. Amtrak's Mardi Gras Service also runs twice daily between New Orleans and Bay St. Louis.
How much are the condos at 124 Court?
As of November 2026, three residences are for sale: Residence 305 at $639,000, Residence 201 at $825,000, and Residence 402 at $995,000.
What do the monthly assessments at 124 Court cover?
Assessments are $695 a month for Residences 201 and 305 and $760 a month for Residence 402. They cover the building's insurance, grounds, management, and pest control.
Is 124 Court in a flood zone?
124 Court sits in FEMA Flood Zone X, a low to moderate risk area outside the Special Flood Hazard Area. Flood insurance is not federally mandated there, but FEMA notes that low risk is not no risk, so talk with your insurance agent about coverage.
Can I rent my 124 Court condo short-term?
The building has an active short-term rental program. Details are available to qualified buyers, and buyers should review the association documents and current city requirements.
Is any condo at 124 Court sold furnished?
Yes. Residence 201, an owner resale on the front of the building, is offered furnished.
Where do owners and guests park at 124 Court?
The building has on-site parking, and the city parking garage is next door.
The Bottom Line
124 Court offers New Orleans buyers new construction in the middle of Old Town Bay St. Louis, an hour from home by car and reachable by train. With three residences from $639,000 to $995,000, each with two balconies, and assessments that cover the building's insurance and upkeep, it is built for owners who want to spend their time at the Coast walking to dinner, not managing a house.
To tour Residence 201, 305, or 402, tell me which one and a time that works, and Puddy Robinson or I will meet you at 124 Court.
Puddy Robinson & Douglas Adams
Crescent Sotheby's International Realty
617 Julia St, New Orleans, LA 70130 | 985-630-6201 & 504-444-8670
Each Office Is Independently Owned and Operated
About the Author
Douglas Adams is a Global Real Estate Advisor with Crescent Sotheby's International Realty serving Louisiana and the Mississippi Gulf Coast.
Through The Douglas Adams Editorial Series, he explores the history, architecture, neighborhoods, and communities that make the Gulf South such a remarkable place to call home. Every article is informed by firsthand experience, original photography, professional research, and a passion for telling the stories that exist beyond the front door.